Experience seamless digital banking. Get permanent virtual accounts, spend securely with virtual cards, lock funds in term savings, access instant credit, and make lightning-fast payouts.
Everything You Need in One Ecosystem
Designed for individuals and businesses seeking absolute control over their finances.
Get permanent, dedicated static virtual account numbers assigned to your name upon approval to receive instant bank transfers.
Create and manage virtual payment cards instantly for secure online subscriptions, global shopping, and digital advertising.
Lock away funds for fixed durations, build disciplined savings habits, and earn attractive interest yields on your balances.
Access quick credit facilities and short-term micro-loans based on your KYC tier and transactional profile with zero paperwork.
Transfer funds seamlessly from your in-app wallet straight to any external commercial bank account across the country in minutes.
Multi-tiered KYC verification levels, account locking protection, and end-to-end audit logging to protect your funds.
Everything you need to know about onboarding, accounts, cards, loans, and payouts.
To join MyWallet, click on "Get Started" to register with your valid details. Once submitted, your account goes through a quick review by our administrative team. Upon approval, your permanent static virtual account number is generated, granting you full access to your client dashboard.
KYC (Know Your Customer) verification is structured into distinct tiers (Tier 1, Tier 2, and Tier 3). Upgrading your tier by providing additional verification documents increases your transaction thresholds, enables virtual card issuance, and qualifies you for higher loan limits.
Your virtual account number is assigned automatically when your registration is approved. You can share this permanent account number with anyone or use it yourself to fund your wallet via bank transfers from any financial institution. Inflows reflect instantly via real-time webhooks.
Yes! Once your account meets the required verification criteria, you can generate virtual payment cards directly from your dashboard. Fund your card from your wallet balance and use it safely for international online subscriptions, e-commerce, and software tools.
Term Savings allows you to lock specific funds away for a predetermined period (e.g., 30, 60, or 90 days) to prevent impulsive spending. Locked funds earn competitive interest yields, and are automatically released back to your main wallet upon maturity.
Registered users with active transaction history and proper KYC verification levels can apply for micro-loans directly in-app. Loan approval is automated based on your account standing, savings performance, and repayment history.
Withdrawals processed through our payout rails are executed instantly. Funds typically clear and reflect in the recipient's external commercial bank account within minutes, 24/7.
Last updated for financial operational guidelines
By using MyWallet, you agree to comply with our core financial operational standards, fair usage policies, and regulatory compliance guidelines. Users must provide accurate profile details and genuine KYC documents. All platform activities, transactions, loan agreements, and savings plans are monitored and logged securely. Any fraudulent activity or misuse will lead to immediate account suspension or legal restriction.